Some of us are introverts and not really into mixing with people. However if you are going to run a Chama successfully, it would be a good idea to learn the ropes on how to be a ‘people-person’ even if... View Article

Use tact when communicating in the Chama We all have to communicate painful or sensitive information at some point.  And, while it’s important to tell the truth, we need to think about how we do it. Tact allows us to... View Article

Actions after the Chama meeting play a big role in helping you achieve expected, positive, and constructive outcomes. Your actions following the meeting are very crucial. Often people need a gentle nudge to remind them about completing action items.  Leaders... View Article

Some Chamas have it rough. They’re particularly vulnerable to fraud because they lack the resources or knowledge to put in systems of controls and properly delegate chama accounting duties among their members or to a chama management system. However, Chamas... View Article

And now that you have a Chama? Well, here comes the tricky part: you have to attract and recruit  new  chama members.  New member recruitment is crucial to your Chama success. They are the lifeblood of keeping your group strong,... View Article

Some chamas that contribute modest amounts per month may face challenges on how to grow their savings so as to earn more and reach their goals.   Whilst some adapt the merry-go-round concept where all the money contributed during the monthly... View Article