Agriculture is the most successful industry in Kenya and contributes in the largest way to Kenya’s GDP. The climate diversity in the country makes it possible to grow variety of agricultural products in different parts. Many Kenyans have made a... View Article

Balancing income and expenditure is one of the most basic economic rules for any individual or investment group. Money will either be an income or a form of expenditure, and the two should be kept in check, always aiming towards... View Article

It is important as  a member of an investment group to take personal responsibility, because it is each member’s individual contribution to the group that adds up to overall group success. Some members may be tempted to ‘hide’ in the... View Article

It is the dream of every group to grow. That is why it is started in the first place. However, the irony of the matter is when a group metamorphoses from the small, easily manageable circle that it was in... View Article

The goal of every group is to grow both financially and in membership. Most groups start with only a handful founders, and in the course of time new members are added, until the group reaches desired size. A steady growth... View Article

A Chama is begun with the main purpose of making investments together, although some conservative chamas were social groups that gave women a place to interact and spend time together. However, most modern groups will be started mainly for the... View Article

It is now around the middle of the year. Much has happened in your group for the past six months: there have been the good times and the bad times. All in all, it is about the right time to... View Article

It is rightly said that ‘unity is strength’, and in the case of investment groups, oneness and unity are vital ingredients to a successful investment journey. When group members are united, it becomes much easier for agreements to be struck... View Article

One of the most important decisions that members of any investment group will have to make is the decision regarding the type of their leaders. It doesn’t matter how poetic the group manifesto is, how high they have set their... View Article

Every social setup is bound to experience some form of friction from time to time. For chamas and other investment groups, even with a vigorous vetting process and careful selection of new members in a quest to avoid internal squabbles,... View Article