The main reason you are in a Chama is to work together with your friends towards a common goal. The truth is, unless you are quite wealthy, investment is best done in a group. More money can be put up in one investment project. People working as a group on a Chama project face some challenges. As often happens with group work however, projects are not always completed by the entire group. Some members do more than their share of the work to ensure the best results. Some members don’t care when others do more work, either. But when the group doesn’t contribute equally, problems can arise. Here’s how to avoid these problems.

Every Chama needs a leader

The leader should participate equally in completing the project, plus be responsible for keeping the project on track. For example if the group has a project of acquiring a plot in Kitengela. The leader can schedule and remind others of meeting times to view the plots. Do not be afraid to lead the group. Many Chama projects may need team effort but someone still needs to lead the group. Shyness should be crossed out and you should stand as a leader. The role of the Chama leader is to start the conversation to all the members of the group. Once again conversation is done by communication. Communication is the key for a successful Chama projects. Know all the group members. Know their names their address and their contact numbers. This is very important because this is very much needed when communicating. Emails, sms, and other type of communication are used for communicating.

Assign tasks

Before getting started the Chama project should be divided into tasks for which each group member will be responsible. Let each member decide the part that interests her and best suits her capabilities. Use each individual skill to the fullest. Maximizing the individual skills can be very helpful to have a successful Chama project. Take advantage of the strengths of each member. For instance one member could be responsible or arranging transport for the viewing of the plots in Kitengela, another could be responsible for looking for the plots through real estate agents, the treasurer perhaps could be assigned to coordinate funding from the bank, etc. During the course of completing the work, take time to review each other’s progress.

Set a deadline

This is very much needed. This can help the members, especially the leader, to keep track of the member’s work. This can allow the member to provide feedbacks on the project assignments to be able to have a good final project. The intermediate deadline is necessary when you divide the whole project into parts. Part two can never be started when part one could not be finished and the whole project would then be at stake. For example part one could be identifying, viewing, approval of the Kitengela plots and part two could be funding and purchase of the plots.

Do not procrastinate

It is easy to procrastinate, but it’s definitely not advisable. Keeping to deadlines decided upon in advance allows time to deal with unforeseen issues and make changes to the plan. And it keeps stress levels low. You must learn how to coordinate with other members. Coordinate your efforts with the other member’s effort. This is very important. Never wait for the deadline before you coordinate with your team members. For instance if you plan to go and view the plots on Saturday afternoon. Don’t wait until the last moment to confirm if the Chama member responsible for transport has done her part. If you do this, you will end up with a lot of stress incase she forgot or was not successful.

Categorised in: chama management, Chamas

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