Young Chama’s consist of members whose age groups fall between 18-35 years. According to statistics, the unemployment rate in Kenya in 2011 was at 40% majority comprised of the youth (World Bank, 2011). Youths are therefore encouraged to join Chama’s... View Article

Is it wise for your Chama to borrow money to invest? Yes and No. If we borrow from one party to invest the money and make a profit, that makes sense. After all, you will beat the interest rate you are... View Article