One of the key items that your Chama needs from the onset is a good constitution. The Chama’s Constitutition provides the legal framework for The Chama’s organisation. The Constitution should be signed by every Chama member and can only be... View Article

By Mary Anne Zita Running a Chama is no easy task. However, to make things easier, every Chama needs rules that all members of the Chama have agreed upon. This allows everyone to know the other members’ expectations, and provides... View Article