What are Chamas and SACCOs? Chamas and SACCOs are investment groups that are popular in East Africa, particularly Kenya. They are formed by a group of people who come together to save and invest their money for the benefit of... View Article

Digitizing your chama is majorly focused on ensuring that chamas move from manual systems such as pen and paper or Excel spreadsheets. For years, chamas (also known as savings groups) have been a popular way for people to pool their... View Article

“No one is coming to the rescue Chief!”( Ok, I added the word “Chief”.) I heard  Brian Tracy say this on the podcast. I almost laughed. I had waited and waited for someone to come and mentor me, someone to... View Article

A Chama can be described as an is an important, dynamic unit working together to achieve success in accomplishing a goal through investment. First, the work of the team needs to be clearly defined and matched to some real needs... View Article

Registering and Formalizing your Chama Do you want to register and formalize your group? We delve into how you can legally go through the registration process for your group. Chamas are widespread because they collectively allow members of different income... View Article

Use tact when communicating in the Chama We all have to communicate painful or sensitive information at some point.  And, while it’s important to tell the truth, we need to think about how we do it. Tact allows us to... View Article

A basic accounting system is one of the cornerstones of any successful Chama.  Regardless of the size of your Chama; from a small one with just a handful of members to a large one with many members, you will need... View Article