Joining a chama comes with many benefits, especially achieving financial stability and inclusion. Each chama has its unique goals, constitution, rules, and other regulations which every member must follow. Therefore, the member must choose a chama that aligns with the... View Article

Investment opportunities for chamas act as a means for the chama to grow financially. One of the main ways to measure the success of a chama is by measuring the financial growth of the chama. Financial growth happens when the... View Article

Chama leaders and their impact on chamas are one of the important points when it comes to measuring the chama’s growth and success. Although chamas seem like small-scale investment groups, they rely heavily on effective leadership to thrive. A chama... View Article

Chama management systems are tools and structures that facilitate easy chama operations by the chama administrators and members. Chamas have come a long way, encouraging more people to access cheaper and better financial services. Usually, chamas are traditionally analogue, meaning... View Article

Empowering women through chamas is one of the best ways of creating financial stability for women. For a long time, women have been a vulnerable group, missing out on major financial milestones. However, major societal changes are now paving the... View Article

SACCO failure varies from one SACCO to another, especially in today’s setting. SACCOs have been around for decades, offering millions of SACCO members better financial solutions. However, some SACCOs succeed and do well while others do not remain steady and... View Article

Financial management in chamas is crucial while growing chamas and increasing chama membership. Normally, chamas are investment groups, offering many people of different backgrounds financial help. Chama members handle money daily,  whether as contributions or investments. Therefore, chama administrators must... View Article

Chama membership is a direct reflection of whether a chama is growing positively or it is losing its members. A great chama will have an increase in new chama members registering with the chama. However, some chamas may have a... View Article

Young people in SACCOs are decreasing in membership numbers as more SACCOs grow and expand. SACCOs in Kenya have grown over the several decades, with many providing the community with different financial solutions. Unfortunately, many young people see SACCOs as... View Article

Chama growth is a huge measure to monitor how well a chama is doing. Opening and running a chama may seem like an uphill task. However, maintaining and improving one is a crucial issue facing new chamas. Chamas are a... View Article