Most of us are familiar with merry-go-round chamas as our mothers had them and we have also participated in one at one time or another.  These chamas are usually based on social reasons.  A group of friends decide that they... View Article

Merry-go-round chamas though quite simple and basic also have their own kettle of problems that if not resolved could hurt the chama.  As members of this group most of the times you have a common bond of friendship, neighbourhood or... View Article

By Mary Anne Zita Chamas are great. They can be a source of joy for many of us and a good way to get into investment using the power of a group. Through your chama you can also develop some... View Article

One of the pillars of becoming financially independent lies with investment. Whilst some of us are good at making investments, many of us have no clue or need prompting to stay on course. That’s where Chamas come into play. We... View Article

Chamas are a great for way for you to get into investment. For one, you have the benefit of numbers thus you can achieve more and two, when you join with other people, you learn more. Chamas are popular because... View Article

By Marynn Zita We are all in chamas and we know just how difficult it can be to run one. What with dealing with people from different backgrounds, different personalities all sharing a common goal of attaining financial independence. Do... View Article

The  chama constitution The constitution is the engine that ensures effective running of an investment group. It lays the foundational understanding upon which other structures and activities are build on. This are set rules of agreement that members must agree... View Article