There many Chama leaders trying to manage a Chama that has lost respect for them; and many don’t even realize that they’ve lost control of their Chama. Are you faced with any of these issues? Chama members are not paying... View Article

When working in a group full of people with diverse opinions such as a Chama, it can be difficult to get everyone on the same page. The group discussion can go on for hours. People can often see issues differently... View Article

Do you seem to be late for Chama meetings a lot? Has the Chama leader warned you about it? For some people, being on time seems nearly impossible. They are always coming into the Chama meeting in a rush, arriving... View Article

Have you cast a clear vision for your new Chama? Can your members recite the vision in one sentence? Do they know the specific role they will play to be successful?  One Chama leader made a mistake of putting out... View Article

Whether you lead a small Chama just starting out or you have a large successful well established Chama, every Chama leader runs into these types: The members who don’t seem motivated, don’t deliver what they promise, and seem to spend... View Article

In every Chama, money is always involved. Money which belongs to the Chama as a whole not to the members concerned. The person who looks after the financial affairs of the Chama, the Treasurer, wants to do what is in... View Article

Be creative when planning your Chama meetings . When arranging for a Chama meeting, it is vital to find the right space to get together in. Your surroundings can help to make or break relationships between members and your choice of... View Article

New Chama members represent an important group for two reasons. At the beginning is the best opportunity to lay the foundation for long-term loyalty and the time that most members are likely to leave because the passive members will have... View Article

One day A Chama leader was chairing a meeting and noticed Lisa, an otherwise talkative lady sitting in the meeting looking sad and upset. She could barely say a word. “What’s the matter, Lisa?” the Chama leader asked. The truth... View Article

How many times have you been in a Chama meeting and it just goes on and on with mindless chatter and nothing gets accomplished. Some meetings stretch up to four hours with members just chattering away. How often have you... View Article