No group of people is perfect. People have flaws and failings. In most cases a Chama succeeds. In some cases a Chama’s failings are so great that nothing gets done. When a Chama is like this, it is dysfunctional and... View Article

The Chama members’ contributions are just one of the things a Chama must rely on for financial support. The Chama treasurer’s role is vital to a Chama. The ability of the Chama to run smoothly is dependent on the financial... View Article

A frustrated Chama leader, came to the meeting one day, slumped into the chair and said, clearly bewildered: “I have done everything I can to make the Chama members happy – we are friendly to everyone, we have a solid... View Article

Any organized Chama meeting needs a good agenda. A clear agenda will improve the effectiveness of the meeting, yet it is often the most overlooked part. If you have no clear goals and are not prepared, the meeting will turn... View Article

In the Chama, we have very important documents that we need to keep handy and organized. You never know when you will suddenly need to find the Chama bylaws for reference. Or perhaps you will need to go back to... View Article

Having The Chama come to your house is fun and all, but not for them if you’re a bad host. Being a good host and making them feel welcome is important for a good time together. Here’s how to be... View Article

How do you handle a situation as a Chama leader where one member of the Chama seems to dominate the conversation during meetings? How often have you been in a Chama meeting and said to yourself “Why don’t they shut... View Article

When investing and trading in the Nairobi Stock Exchange, losses are inevitable sometimes. You are going to lose money if you invest in stocks. Sooner or later, it’s bound to happen. In its simplest and perhaps most painful form, you... View Article

Your Chama has done all the right things. You have made money, invested wisely, saved, and been smart with your money thus you are a well-established, wealthy Chama. But here’s your problem: All of you in the Chama are in... View Article

As Chama investors, it is important to have a plan on how you are going to do your investments. Since your group consists of different people with different ideas and goals, it is very easy to drift from one investment... View Article