Here’s How a Chama Can Invest while Waiting for Member Consensus Each member of a Chama would like to see a change as they go out to invest their money.  Some groups hold back their money out of fear they... View Article

Your Chama has done all the right things. You have made money, invested wisely, saved, and been smart with your money thus you are a well-established, wealthy Chama. But here’s your problem: All of you in the Chama are in... View Article

Many Chamas are involved in a saving scheme or another. It could be a regular Chama savings or even a fixed deposit account. What do you do, when you are just starting out and you have very little money to... View Article

How safe are your Chama investments? You are generally exposed to three kinds of risk with your investments, no matter whether they are risky or safe. The first is a possibility to lose money. The second is loss of purchasing power,... View Article

You might have started your chama a year ago or you might have spent several months saving and now you are ready to invest. Research suggests that the right time to start investing as a chama is after your group... View Article

What sets average and successful chamas is their way of thinking. The trouble is many new chamas make the same similar mistake and are quick to jump into the first investment that comes along. Here are some ideas to help... View Article

The main purpose of any Chama is to pool money together for a common goal. In view of this, it is imperative that members have a source of income. Either from business or formal employment. Some Chamas constitute of those... View Article