If you have founded a Chama, it is a big responsibility. Members will be looking for your advice. There will be members looking for your approvals and your permissions. There will be those looking to inform you about what is... View Article

For Chamas to be successful in anything they do, they have to have the ability to focus. Focus is not only needed when you are competing in any sports, even while you are driving you need to focus your mind... View Article

The business of Chamas is all about teamwork. A collective effort of all members towards a common goal. The truth is, Chamas consist of different personalities some hardworking and focused, others with a lackluster, casual attitude towards Chama activities. This... View Article

You have set up your Chama with great investment ideas. As you write down what you want to achieve with your group, you should be thinking about the crucial next step: How to pick the right people for your Chama.... View Article

If you have founded a Chama or are looking to start one; getting members to join you is one of the most crucial yet difficult exercise you have to do.  The essence of any Chama is the members thus once... View Article

The Chama business is done mainly during the monthly meetings. Thus it is important to ensure that your meetings are productive and all or majority of the members attend and are fully engaged. So, when is the best day of... View Article