As you lead your Chama, you need to have a number two.  A deputy who will help you run the Chama and also step into your shoes from time to time during your absence.  This is an important official who... View Article

For most of us, a cell phone is so important that we cannot imagine life without it.  However, as much as we are attached to our phones, there is a place where they cause a lot of irritation.  In meetings. ... View Article

For some of us, a boring meeting is one of the most dreaded aspects of the Chama. A boring meeting leads to detachment by members, and they will not participate as much as they would if they were enjoying the... View Article

If you have founded a Chama, it is a big responsibility. Members will be looking for your advice. There will be members looking for your approvals and your permissions. There will be those looking to inform you about what is... View Article

For Chamas to be successful in anything they do, they have to have the ability to focus. Focus is not only needed when you are competing in any sports, even while you are driving you need to focus your mind... View Article

The business of Chamas is all about teamwork. A collective effort of all members towards a common goal. The truth is, Chamas consist of different personalities some hardworking and focused, others with a lackluster, casual attitude towards Chama activities. This... View Article

If you have founded a Chama or are looking to start one; getting members to join you is one of the most crucial yet difficult exercise you have to do.  The essence of any Chama is the members thus once... View Article

The Chama business is done mainly during the monthly meetings. Thus it is important to ensure that your meetings are productive and all or majority of the members attend and are fully engaged. So, when is the best day of... View Article

The exit meeting with a member who has decided to leave the Chama is your opportunity to gather information about what your Chama is doing well and, what your Chama needs to do to improve things. As a Chama leader,... View Article

You have set up your new Chama, it has a name, and you have members and are ready to roll. But, wait a minute, as the founder and leader of this Chama, what is expected of you? Great leaders tend... View Article