It takes all kinds of people to make up a Chama. You are going to gather a variety of personalities as you recruit members into your Chama. Although it may be tempting to try to make all your Chama members... View Article

In order for a Chama to run smoothly, office bearers must be in place to steer the affairs of the Chama smoothly. Who are these? These are officials that you appoint immediately after setting up the Chama to take care... View Article

Chama leaders and members are often irritated by the disruption caused by other members who come late to meetings or miss part of the meeting by leaving early. The members who showed up for the meeting feel disrespected and that... View Article

As a Chama founder, you are the leader, the one who makes sure everything runs smoothly plus you are the one who decides how to run your particular Chama. Truth be told, this role can be tiring. What can be... View Article

For most Chamas, it is common to have members leave the Chama for various reasons. Members leaving a Chama are part and parcel of running your Chama. At some point of other, some members may opt to leave the Chama... View Article

Should you buy? Should you invest? Should you save? Running a successful Chama means members have to make tough financial decisions. Use this simple guide to help you make the important financial decisions that are necessary for your best chance... View Article

As your Chama continues to build its investment portfolio, you should think about bond investment. Bonds can benefit your Chama in a number of different ways, but they are definitely not for everyone. Here are a few things to consider... View Article

Meetings are an indispensable part of Chamas. Members must meet every week or every month to conduct affairs of the Chama. If you lead Chama meetings or attend them as a participant, you know that some people do things that... View Article

Many Chamas are involved in a saving scheme or another. It could be a regular Chama savings or even a fixed deposit account. What do you do, when you are just starting out and you have very little money to... View Article

Chama meeting absenteeism is a very frustrating problem for any Chama leader. Members who do not show up at all pose obvious difficulties to any Chama and must, quite definitely, be dealt with. Don’t rush to punish absent members. It is... View Article