Introduction: In the world of financial and community support, Chamas have emerged as powerful tools for individuals seeking collective strength and empowerment. These informal savings and investment groups bring people together with a shared goal, but Chamas aren’t a one-size-fits-all... View Article

Introduction: Chamas, informal savings groups, play a vital role in empowering communities through collective savings and investment opportunities. However, like any organization, chamas encounter challenges along the way. In this article, we will explore the common obstacles faced by chamas,... View Article

Investing in the future means that members of a chama vibrant look for innovative ways to secure their financial future. In today’s, dynamic and rapidly changing economic times, individuals and groups are constantly seeking avenues to invest in their future.... View Article

The impact of Chama contributions has been felt in recent years. This is a s a result of the emergence of community-based organizations, as powerful catalysts for community development across various regions. The community-based savings and investment groups have been... View Article

President William Ruto during Madaraka Day celebrations on Thursday launched the second phase of the Hustler Fund, The Hustler Fund for Groups. The fund targets small investment groups (Chamas) and SACCOs. The Hustler Fund Initiative is one of the President’s... View Article

Chamas, or informal savings groups, have been playing a very vital role in providing financial services to individuals and communities. In most instances, the members acquire loans from their savings. Therefore, chamas being a lending institution face inherent credit risks... View Article

Effective time management in chama meetings is essential for any chama that is keen to achieve success in the long run. This is quite crucial, especially during the chama meetings.  Chama meetings are generally crucial to streamline various chama operations... View Article

In today’s rapidly changing world, future-proofing your chama is quite important. Future-proofing your chama basically means preparing your chama members for adaptation and evolution. It is quite important for chama members to be prepared to adapt and evolve. This will... View Article

Fostering commitment among chama members is quite crucial.  A chama, also known as an investment club or savings group, thrives when its members are actively committed to the group’s activities.  Chamas offer platforms where members can pool resources and invest... View Article

Despite their focus on finances as their primary goal, we cannot ignore the impact of chamas on social cohesion and community development. In Kenya, chamas are investment groups that are a common and popular way for people to come together... View Article