Making the decision Imagine gathering people in a room to make a simple decision on whom to lead them and nothing happens! Frustration walks in when people cannot come up with a decision. Agreeing upon officials  to lead a group is important... View Article

How to set your Chama’s Foundation Chama leaders are most vulnerable in their first few months with their new Chama. It’s a bit like starting a new job; those early impressions, right or wrong, can really stick. And the stakes... View Article

Understanding How ROSCAS Work Ever heard of ROSCAS? ROSCA is an acronym for Rotating Savings and Credit Associations. ROSCAs are amongst the oldest and most traditional savings institutions in the world and play a vital role in society. ROSCAs’ vary... View Article

How to Negotiate: The Art of negotiating for property your Chama should know. Do you know how to negotiate? As a Chama it is important for members to realize that old-school haggling can work wonders when it comes to getting... View Article

JOB DESCRIPTION: UX and UI Designer Brief profile: The user interface and user experience designer will be responsible for how the product feels, product layout, product workflows.   The UX and UI designer will define interaction models, user task flows, and... View Article

JOB DESCRIPTION: Software engineer Brief profile: Chamasoft is looking for a passionate Data Analyst to turn data into information, information into insight and insight into business decisions. You will conduct full lifecycle activities to include requirements analysis and design, develop... View Article

Brief profile: Chamasoft is looking for a skilled and experienced product sales and distribution manager The successful candidate will create a product sales and distribution strategy that will help us reach more investment and savings  groups Department      Sales and Distribution... View Article

Some of us are introverts and not really into mixing with people. However, if you are going to run a Chama successfully, it would be a good idea to learn the ropes on how to be a ‘people-person’ even if... View Article

And now that you have a Chama? Well, here comes the tricky part: you have to attract and recruit new chama members.  New member recruitment is crucial to your Chama success. They are the lifeblood of keeping your group strong,... View Article

Every Chama must have an AGM Meeting(Annual General Meeting )at least once a year. Some will even have EGM(Extra Ordinary Meetings) to make some decisions that cannot await a formal AGM. There are some preparations that you can undertake to make... View Article