One of the key items that your Chama needs from the onset is a good constitution. The Chama’s Constitutition provides the legal framework for The Chama’s organisation. The Constitution should be signed by every Chama member and can only be... View Article

How two groups of professional women have used a Chama to build  Creating a Chama to build wealth is a great strategy. This week we interview two very different Chamas to learn more about how to make your Chama a... View Article

How do you handle a situation as a Chama leader where one member of the Chama seems to dominate the conversation during meetings? How often have you been in a Chama meeting and said to yourself “Why don’t they shut... View Article

When investing and trading in the Nairobi Stock Exchange, losses are inevitable sometimes. You are going to lose money if you invest in stocks. Sooner or later, it’s bound to happen. In its simplest and perhaps most painful form, you... View Article

Your Chama has done all the right things. You have made money, invested wisely, saved, and been smart with your money thus you are a well-established, wealthy Chama. But here’s your problem: All of you in the Chama are in... View Article

As Chama investors, it is important to have a plan on how you are going to do your investments. Since your group consists of different people with different ideas and goals, it is very easy to drift from one investment... View Article

As you begin to make investments in the Nairobi Stock Exchange as a Chama, you’ll be setting up your stock investment portfolio. This is a record of everything you’ve invested in, how much you’ve invested, and how much you’ve gained... View Article

As your Chama continues to build its investment portfolio, you should think about bond investment. Bonds can benefit your Chama in a number of different ways, but they are definitely not for everyone. Here are a few things to consider... View Article

Meetings are an indispensable part of Chamas. Members must meet every week or every month to conduct affairs of the Chama. If you lead Chama meetings or attend them as a participant, you know that some people do things that... View Article

Many Chamas are involved in a saving scheme or another. It could be a regular Chama savings or even a fixed deposit account. What do you do, when you are just starting out and you have very little money to... View Article