Chamas today and getting more sophisticated when it comes to investment and one vehicle of investment that is bound to give you regular income is Dividends. These are payments that are made from a company to the shareholders of the... View Article

The purpose of joining or forming a Chama is to make money through the pooling of monies from all members then investing it for monetary gain. Since we are in the business of investment, it is important to keep in... View Article

Real estate has always been considered to be one of the top-notch investment options. However, if you are thinking of acquiring a rental property through mortgage, you and your Chama members must be very vigilant, lest you make a poor... View Article

When we join a chama for investment purposes, many of us are looking at investing for future purposes. Investing doesn’t have to be all about retirement and the remote future. Those things are important, and you should keep an eye... View Article

If you decide as a Chama to invest in the stock market; remember that the main aim of buying shares is to sell for a profit. While you are holding on to your shares, you can enjoy the dividend paid... View Article

In your chama you may have several investments including traditional shares and treasury bonds, real estate, bank accounts. How about putting your money in agriculture? Investing in a farm allows you to speculate on the price of food, which is... View Article

As investors in the chama, sometimes we make mistakes and do a bad investment. It is common to hear friends share stories of investments gone bad. More often than not, they started well did their research, checked the technical’s, considered... View Article

A couple of years ago, a new sensation hit Kenya. Investment companies were mushrooming all over. They claimed to offer investors ridiculously high interest for their money. Some would even double the money in just one month! There were no... View Article

You might have started your chama a year ago or you might have spent several months saving and now you are ready to invest. Research suggests that the right time to start investing as a chama is after your group... View Article

What sets average and successful chamas is their way of thinking. The trouble is many new chamas make the same similar mistake and are quick to jump into the first investment that comes along. Here are some ideas to help... View Article