Here’s How a Chama Can Invest while Waiting for Member Consensus Each member of a Chama would like to see a change as they go out to invest their money.  Some groups hold back their money out of fear they... View Article

Whether you’ve been tasked with taking notes for a committee or you’ve been appointed Secretary to your new Chama, preparing meeting minutes doesn’t have to be an arduous task. Why meeting minutes are important Minutes are a tangible record of... View Article

“Leadership is the ability of a superior to induce subordinates to work with confidence and I zeal” — Koontz and ‘Donnell. Leadership may be defined as a position of power held by an individual in a group, which provides him... View Article

How your Chama can invest in T-bonds and T-Bills Chama experiences various challenges in handling money. Most groups work on high self-assurance and in the case of problems, money recovery gets to be troublesome. To avoid the very nature of... View Article

Accumulating Savings and Credit Association  Individual saving can be done either by having an account in a banking institution or having a piggy bank.  When one joins a group they learn to save as part of the group.  Choices of saving... View Article

Most people are actually somewhere between being a good leader and a bad leader, with the majority uncertain of the connection between their leadership and performance. A deeper knowledge of what great leadership is will then enable you to break-through... View Article