Effective Chama meetings allow for open conversation that draws upon each members’ knowledge, skills, and perspectives to solve problems and to support one another in achieving the team’s collective goals. Effective meetings are not only integral to achieve team goals... View Article

Here’s How a Chama Can Invest while Waiting for Member Consensus Each member of a Chama would like to see a change as they go out to invest their money.  Some groups hold back their money out of fear they... View Article

Whether you’ve been tasked with taking notes for a committee or you’ve been appointed Secretary to your new Chama, preparing meeting minutes doesn’t have to be an arduous task. Why meeting minutes are important Minutes are a tangible record of... View Article

“Leadership is the ability of a superior to induce subordinates to work with confidence and I zeal” — Koontz and ‘Donnell. Leadership may be defined as a position of power held by an individual in a group, which provides him... View Article

How your Chama can invest in T-bonds and T-Bills Chama experiences various challenges in handling money. Most groups work on high self-assurance and in the case of problems, money recovery gets to be troublesome. To avoid the very nature of... View Article

Accumulating Savings and Credit Association  Individual saving can be done either by having an account in a banking institution or having a piggy bank.  When one joins a group they learn to save as part of the group.  Choices of saving... View Article