Most successful investment groups use a good plan to achieve their goals.  Without a plan, you are likely to lose the plot at some point.  Thus, planning is one of the most important project management and time management techniques. Planning... View Article

Besides buying stocks, one of the most popular investments with Chamas is property.  Whilst this is a relatively straight forward sort of investment unlike stocks; you still need some know-how on how to invest the smart way.  Here are some... View Article

Team building and teamwork skills are critical for your effectiveness as a Chama leader. Team building success is when your Chama can accomplish something bigger and investment goals more effectively than a group of the same individuals investing on their... View Article

How to manage them  One of the biggest headaches any Chama leader faces is dealing with people problems. Whether it is telling someone they must improve their meeting attendance, or they cannot continue to come in late for meetings, sticky... View Article

Chama experts agree that the size of the Chama determines just how successful it will be.  Thus when forming your Chama, keep in mind the best size.  The truth is, if the Chama is too small, there’s not enough investment... View Article

Look around you and you will find some Chamas that have accomplished so much.  Well, this did not just happen, there are some things people in these Chamas do that have helped them meet their success. Sense of purpose In... View Article

As you lead your Chama, you need to have a number two.  A deputy who will help you run the Chama and also step into your shoes from time to time during your absence.  This is an important official who... View Article

For most of us, a cell phone is so important that we cannot imagine life without it.  However, as much as we are attached to our phones, there is a place where they cause a lot of irritation.  In meetings. ... View Article

For some of us, a boring meeting is one of the most dreaded aspects of the Chama. A boring meeting leads to detachment by members, and they will not participate as much as they would if they were enjoying the... View Article

As a Chama, when you first commit to the goal to save millions, buy property, or buy treasury bonds, you are very excited. You can’t wait to get started on making your dreams a reality. If your goals is to... View Article