Some Chamas have it rough. They’re particularly vulnerable to fraud because they lack the resources or knowledge to put in systems of controls and properly delegate chama accounting duties among their members or to a chama management system. However, Chamas... View Article

And now that you have a Chama? Well, here comes the tricky part: you have to attract and recruit new chama members.  New member recruitment is crucial to your Chama success. They are the lifeblood of keeping your group strong,... View Article

Some chamas that contribute modest amounts per month may face challenges on how to grow their savings to earn more and reach their goals. Whilst some adapt the merry-go-round concept where all the money contributed during the monthly Chama meeting is given to one person; others opt to contribute and put the... View Article

Every Chama must have an AGM Meeting(Annual General Meeting )at least once a year. Some will even have EGM(Extra Ordinary Meetings) to make some decisions that cannot await a formal AGM. There are some preparations that you can undertake to make... View Article

Been a long time since we gave an update on Chamasoft. The project has been going on very well and we are grateful to all our users for using the application, testing it out, reaching out to us through emails,... View Article

Imagine that you’ve recruited the best people into your Chama. You had high hopes for the Chama, so you feel frustrated when people can’t seem to work together. When analyzing what is ailing your Chama, several factors come into play.... View Article