Whether you’ve been tasked with taking notes for a committee or you’ve been appointed Secretary to your new Chama, preparing meeting minutes doesn’t have to be an arduous task. Why meeting minutes are important Minutes are a tangible record of... View Article

“Leadership is the ability of a superior to induce subordinates to work with confidence and I zeal” — Koontz and ‘Donnell. Leadership may be defined as a position of power held by an individual in a group, which provides him... View Article

How your Chama can invest in T-bonds and T-Bills Chama experiences various challenges in handling money. Most groups work on high self-assurance and in the case of problems, money recovery gets to be troublesome. To avoid the very nature of... View Article

Accumulating Savings and Credit Association  Individual saving can be done either by having an account in a banking institution or having a piggy bank.  When one joins a group they learn to save as part of the group.  Choices of saving... View Article

Most people are actually somewhere between being a good leader and a bad leader, with the majority uncertain of the connection between their leadership and performance. A deeper knowledge of what great leadership is will then enable you to break-through... View Article

Leaders need to show more composed in any Chama when there is a meeting or a problem to be handled.Leaders must have greater poise, agility and patience to lower the impact of uncertainty. How leaders respond to growing pressure in... View Article

Group Climate Group climate is the emotional atmosphere, the enveloping tone that is created by the way we communicate in groups. A positive climate exists when individuals perceive that they are valued, supported, and treated will by the group. A... View Article

Communication Climate Communication climate is the relative acceptance or rejection a group member feels based on the social and psychological tone of the relationships established among group member. Supportive Communication Climate In a supportive communication climate, group members feel their... View Article

 The five C’s of  a Chama Clear Expectations Chama members wouldn’t know how to achieve the best if they have no clear idea of what their goal is. Communication about the group expectations should be done as early during the... View Article

  Some Chama’s opt to move as investment options whereby after a long stretch of time the funds are re-invested for the individuals’ advantages. However, a major portion of existing groups do not invest. The few opt to make investment... View Article