How to manage them  One of the biggest headaches any Chama leader faces is dealing with people problems. Whether it is telling someone they must improve their meeting attendance, or they cannot continue to come in late for meetings, sticky... View Article

Chama experts agree that the size of the Chama determines just how successful it will be.  Thus when forming your Chama, keep in mind the best size.  The truth is, if the Chama is too small, there’s not enough investment... View Article

Look around you and you will find some Chamas that have accomplished so much.  Well, this did not just happen, there are some things people in these Chamas do that have helped them meet their success. Sense of purpose In... View Article

As you lead your Chama, you need to have a number two.  A deputy who will help you run the Chama and also step into your shoes from time to time during your absence.  This is an important official who... View Article

For most of us, a cell phone is so important that we cannot imagine life without it.  However, as much as we are attached to our phones, there is a place where they cause a lot of irritation.  In meetings. ... View Article

For some of us, a boring meeting is one of the most dreaded aspects of the Chama. A boring meeting leads to detachment by members, and they will not participate as much as they would if they were enjoying the... View Article

As a Chama, when you first commit to the goal to save millions, buy property, or buy treasury bonds, you are very excited. You can’t wait to get started on making your dreams a reality. If your goals is to... View Article

Many Chamas are embracing buying shares in the Nairobi Stock exchange and yours should not be left behind.  Whilst most of us think that trading in stocks is a little complex, it is actually not so bad, once you have... View Article

Most people who have achieved financial independence and become wealthy did not do it alone.  Many of us do not realize the importance of working with a team to achieve big things that we could only dream of.  As one... View Article

There are a lot of Chamas that start small and eventually grow to become a powerhouse investment club rich with assets and capital for investing. One of the secrets of their great success is working with an investment bank.   One... View Article